Finance

Finance Your Purchase

To help you purchase the piece you've always dreamed of, we've partnered with Ideal4Finance to offer a simple and secure way to spread the cost.

Finance is available at 0% over 6 or 12 months and at a fixed rate between two and five years (24 to 60 months), always subject to the lender’s assessment.

How It Works

1. Apply Online: Use the "Apply for Finance" button above. You'll be asked for some general information about yourself and the loan amount you require.

2. Secure Verification: You will be given the option to use Open Banking for instant verification. If you prefer to skip this, you may be asked to provide ID and other documents, such as bank statements, to help the lender complete their checks.

3. Decision & Agreement: Once your application is approved, you will receive an email containing a link to agree to the loan terms. This is where you will set up your direct debit, choose your loan term, and select your preferred payment dates.

4. Finalise Your Purchase: As soon as you have digitally signed the agreement, your finance is in place. We (Biagio the Jewellers) are automatically notified, your order is confirmed, and we will prepare to send you your item. Please see the important delivery and collection rules below.

Receiving Your Order

To protect you from fraud, strict security checks are in place for all financed purchases. Please review the following requirements carefully.

In-Store Collection

If you are collecting your item from one of our stores, you must bring a valid form of photographic ID, such as a driving licence or passport. The ID must match the name on the finance agreement.

Home Delivery

For all home deliveries, please be aware of the following rules:

  • The item must be delivered to the address shown on your finance agreement.
  • Deliveries cannot be made to a neighbour, left in a safe place, or sent to a depot or collection point.
  • A signature is required upon delivery.
  • For security, our courier will also take a photograph to evidence the delivery.
  • Our courier will check your ID upon delivery to ensure your item is being delivered to you securely.

A Final Step

After you have received your item, you will get a call from the Ideal4Finance team to verify you have your goods and are happy with your purchase. This is a final security and satisfaction check.

Please be aware this call will come from a number beginning with 01772.

Need Help with Your Application?

If you require any assistance while completing your finance application, please contact the dedicated Ideal4Finance team directly.

Ideal4Finance Loans Processing

0203 617 4647

Open 9am - 5pm, Monday to Friday

There are risks involved in taking out a loan and you should ensure you can make all payments on time and in full; failure to do so can lead to financial difficulties and have a negative impact on your credit score.

Biagio The Jewellers Ltd is authorised and regulated by the Financial Conduct Authority (FRN: 749546) and acts as a credit broker, not a lender. We work with Ideal4Finance (FRN 703401) who arrange credit through their lending partners. Finance is subject to status. The rate offered is always provisional and will depend on your personal circumstances, loan amount, and term.